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Vehicle Payment options

I recommend that you pay by one of the following methods, Cash in person, Auto Loan Check, bank check, credit union check, and Auto Loan check, Bank to bank Wire Transfer, Account deposit, personal checks, Pay Pal, Visa, MasterCard, AMEX, or other secure methods.Depending on the method you choose, I may require that funds must clear in my account for me to release the car.

Auto Loan Financing Options & $0 down payment options

I advise anyone who would consider financing this purchase to apply for an auto loan prequalification. You can & should apply with a credit union or bank in your area of your own or select one of the trusted lenders that I have provided on the list below. The most important thing that you need to keep in mind when looking for your lender is that you will be purchasing from a California Licensed dealership (in my case). Most Banks and credit unions would be happy to work a loan with us. Make sure that your lender understands that you will be making a traditional dealer purchase. If you are not a California resident then advise you lender that this will be an interstate transaction.You may Select 1 or more lenders and apply for a Loan Pre-Qualification.The Lender or credit union will tell you your maximum limit. Just bid up to your Qualification limit. Above that you will probably have to pay out of pocket or by credit card.Just remember that depending where you live you will likely have to pay 0% up to 11% for registration of the vehicle.Many lenders will give you an allowance for any needed fees to accommodate a zero down purchase. If you are approved, these lenders are all independent and nonbinding to my dealership.You may use these loans to buy any Vehicle not just my Vehicle. The Lenders below have all funded auto loans to our customers within the last 6 months. Most have been very helpful and easy to work with.

Recommend lenders including Pentagon FCU offering 1.499% APR for 60 months & USAA for Almost instant loan approval & Funding

Click link to be directed for our loan prequalification page

AUTO LOANS

Where To Apply?

Auto Loans across state Lines

Where To Apply? My Recomended lenders are listed on 1 page at:

http://mybestcar.com/new-9-12_Pre-qualif_crop.html

Click link to open Auto Loan Recommended choices

Tax & License Fee Calculation is best estimated by calling us by phone to confirm how it will pertain to your transaction but here are some factors that affect it.

This section is True for all Transactions regardless of who the seller is. Including person to person and dealer sales including from any dealer not just our dealer. The Online nature of a transaction does alter the requirement of Titling.

Governmental Fees such as Sales/Use Tax, License plates and tag Stickers, On all vehicles regardless if the seller is your next-door neighbor, an eBay seller, or a dealership down the street from your home are subject to calculation based on the location of you the buyer and how you intend to take possession. We based in and only collect for State of California if required by the nature of the transaction on a case by case basis. I will offer some common examples that pertain to buying this specific vehicle:

Note: 51% Rule. Many states consider that if you use your vehicle 51% of the time or more within a certain state that should be where you post your fees and taxes. State of California reserves the right to audit vehicle transactions for 3 years and could collect back sales tax and penalties even on private party-to-private party transactions such as from Craig’s list or neighbors. It’s very important to keep receipts such as fuel and maintenance documenting support for you use claim and proof of purchase price paid and where a vehicle was operated in normal use.

Can I put the whole price on a credit card?

The new credit card laws now

If you want to charge over $500 to a credit card, The best method may be to submit a Balance Transfer Request to your credit card company. Your credit card company may be able to issue us a printed balance transfer or convenience check for up to the available limit on your credit card. We would set you up a temporary 10 day loan while your balance transfer is processed. The temporary loan would require the vehicle be held as collateral until we receive clear funds from your credit card provider. We may charge a Loan Origination fee for this method.

Alternately, You can do a Balance transfer or cash advance from your credit card to your own bank or credit accounts to generate the necessary capitol.

Balance transfer may offer you interest rates as low as 0% APR depending on your credit provider.

What type of buyer protection do I have if I buy this specific Vehicle?

·A Money back guarantee option is available on this vehicle (You won’t get that with a new vehicle!)

·EBay offers $50,000 of buyer protection

·I am a Bonded dealer in the state of California (Bonded means that I myself have a $50,000 transaction insurance bond on file with California Department of Motor Vehicles)

·The jurisdiction for this transaction is in California. California has the strongest consumer/financially interested parties’ protection laws in the world. A new state law became effective July 1 2008 that has created a $5,000,000 fund to protect lenders and car buyers for the purpose of providing a state run safety net relating to automobile transaction involving licensed California dealers such as myself.

Disclaimers & legally required postings?

This notice is valid and retroactive for any linked listing posted by seller Elasty. “We” are selling this vehicle person to person from our showroom via online electronic communication with terms from us to you with Remaining Factory Warranty in force only. All warranty coverage began when the car was originally sold as new.Please run your own CarFax report to verify. This vehicle is otherwise sold us to you with terms As-Is. Carfax Certified buyback guarantee does not mean that this car is certified as defined in the Car Buyer Bill of Rights.Buyer accepts full responsibly for the safe operation of this vehicle. Vehicle Buyer agrees to indemnify and hold A Buyers Choice, it owners, and partners harmless against all claims arising from the use of this vehicle. All prices exclude government fees and taxes, any finance, charges, any dealer document preparation charge, and any emission testing charge. This vehicle is Subject to prior sale. In the event of multiple buyers, I reserve the right to select the buyer who is best qualified. I reserve the right to refuse service. These terms are subject to change without notice. *We will not refund 3rd party fees. Ebay buyer agrees to pay a $200 item re-listing fee if backing out of a purchase bid carelessly.We disclaim any and all implied warranties of merchantability. This disclaimer is binding unless some wording is otherwise disallowed by applicable California law in which case only the specific wording is overridden by such law. Photos of vehicles in a residential setting are for marketing purposes only and do not imply that the vehicle sale can be effectuated from such residence. The physical location of this online transaction is our showroom located at A Buyers Choice, 9215 Orco Parkway, Suite G, Riverside California. All parties’ consent that Legal Jurisdiction is to be designated in Riverside County California This Jurisdiction is also extended to any infringement of my copyright. All original content is copyright 2010 A Buyers Choice, All Rights Reserved.As the buyer you consent that you have the right & opportunity to visit our physical showroom in person. Buyer consents that acceptance of possession in person or via the buyers authorized transportation constitutes delivery as defined by California Law. The buyer gives consent that buyer has been presented the opportunity herein to personally appear prior to delivery, review any and all notices, disclosures and publicly posted licenses displayed in the physical showroom & public area. In lieu of personally appearing, buyers authorized shipper or agent may alternately take delivery. Buyer waves any challenge based on not personally visiting our showroom and to receiving for review, images of any required public postings electronically or in writing upon request. We strive for accuracy, but we are not responsible for typographical errors.

PAYPAL & credit card payments As a seller, I do accept Paypal or Credit cards but acceptance is restricted. I reserve the right to refuse Pay Pal or Credit cards unless you have prior approval from me. Pay pal and credit card would normally be an acceptable way to pay for a modest deposit but not normally for a large dollar amount.

Notice:

You or anybody may buy this vehicle now/early thru EBAY without prior notice. If you have interest in my vehicles please call/send me your best contact phone numbers with your message so that I can get in contact with you quickly. I do have my direct phone number listed several times in this ad and I will be available to speak with you 7 days a week. You may certainly use the ask seller a question feature of this listing & I will normally respond as quickly as possible.

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